Embracing the habit of SIPs can pave the way for a financially secure and prosperous future, points out Misbah Baxamusa.
While selecting a smallcap scheme, go with one that has a good track record and a stable fund manager.
Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks
New investor additions by mutual funds (MFs) have slowed dramatically in recent months, indicating that market correction and a rise in volatility are somewhat dimming the appeal of equity schemes. MFs have onboarded 300,000 new investors in April 2025, the lowest in 22 months.
In January, SIP account closures surpassed new registrations for the first time.
Credit-focused SIFs with lower minimum investment thresholds can provide a more practical option for investors with higher risk appetite, suggests Subodh Rai.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
These funds at times invest in companies going through corporate restructuring, such as mergers, demergers, or buybacks.
Market watchers link the pullback to underwhelming listing-day performance and the lack of big-name IPOs.
One should avoid keeping excessive funds in one's savings account.
By following the path of Kula Dharma as mentioned in the Bhagavad Gita, you will not only be securing your child's future but also contributing to your own early sukoon (peace and well-being), says Vatsal Ramaiya
Ramalingam Kalirajan explains the pros and cons of both investment types.
'The problem is that the bubble may not only be in valuations, but also in investors' minds.'
'Listing of scaled Indian subsidiaries of multinational corporations as well as of Indian conglomerates continues to remain a key theme for IPOs in India.'
The mutual fund (MF) industry is set to approach the Securities and Exchange Board of India (Sebi) for relaxation in the recently implemented rules designed to prevent market abuse. According to MF executives, the new rules that came into effect in November for large schemes have created operational challenges for fund managers, particularly when executing large transactions or participating in block deals.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
Inflows into equity mutual fund (MF) schemes declined for the third month in a row in March even though the equity market recovered sharply. Equity MF schemes raked in a net Rs 25,082 crore in March, down 14 per cent from February.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
If you redeem your investments when prices have fallen sharply, you will be selling at low prices and may make a permanent loss. On the other hand, if you remain patient and remain invested, you give your investment the time to recover, says Dwaipayan Bose
While equity savings funds could offer higher returns over three-five years, they would also be more volatile.
When evaluating bonds, returns shouldn't be the sole factor. Pay close attention to the bond's credit rating. It should ideally be AA or higher.
'Investors should continue with their SIPs, especially during market corrections.' 'For those looking to start new SIPs, beginning with large-cap funds is a prudent strategy, followed by flexi-cap and value-oriented approaches.'
The majority of active largecap funds are set to outperform for the second year in a row in 2024, thanks to the strong performance of their midcap and smallcap allocations.
The focus of the fund manager could be diluted by the launch of several NFO's under his belt.
The rising market poses a dilemma for investors on whether to continue buying, reduce equity holding, or exit equities altogether.
What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan
At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Let us look at the various issues associated with FoFs -- some are positive and some negative.
Mid-cap and small-cap mutual fund schemes have continued to attract strong investor interest, garnering nearly Rs 30,350 crore in inflows during the April-September period of the current financial year, driven by impressive returns delivered by these segments. In comparison, the cumulative inflow into mid-cap and small-cap funds stood at Rs 32,924 crore during the same period last year, according to data from the Association of Mutual Funds in India (Amfi).
Specialised investment fund (SIF), a new asset class, will have the same expense structure as that of mutual funds (MFs), according to rules notified by the Securities and Exchange Board of India (Sebi). SIF, which was first proposed by Sebi in July 2024, aims to fill the gap between MFs and portfolio management services (PMS), and it looks at informed investors, who are willing to take riskier bets.
'Most tax notices arise not from wrongdoing, but from unintentional mismatch or ignorance.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
More than 50 per cent of SIP accounts come from semi-urban and rural areas.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'We may see this momentum going into 2025 and may keep up with the demand, given the strong pipeline.'
FOMO-driven investing is reshaping India's stock market. Swati Saxena explains how social media hype fuels risky bets and how to protect your wealth.
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